Top 5 Travel Credit Cards in India in 2021
Banks strive to make your travel experience more rewarding with travel credit cards. Travel enthusiasts get a variety of credit cards to choose from. Travel credit cards not only offer travel benefits like lounge access and extra Airmiles but also offer a variety of exclusive and exciting discounts and benefits on dining, hotel registration, foreign transactions, and a lot more. Here is a list of the top 5 credit cards:
The top 5 Travel Credit Cards are as follows:
HDFC Bank Diners Club Miles:
Joining Fee: Rs. 1,000 + applicable taxes
Renewal Fee: Rs. 1,000 + applicable taxes
Spend-Based Waiver: Renewal fee will be waived off on spending Rs. 1 lakh in the previous year.
Welcome Benefit: As a welcome benefit, you earn 1000 reward points on payment of the annual membership fee.
Features & Benefits: You can enjoy the following features and benefits;
- You get complimentary access to domestic and international lounges.
- Earn 4 reward points on every Rs. 150 spent on this card.
- You can avail a discount of 15% on dining.
- You can redeem your reward points against air miles, gifts, and vouchers
- 1 reward point is equivalent to 1 air mile.
Other Benefits: HDFC Bank Diners Club Miles covers accidental air death insurance, emergency medical expenses, loss or delay in luggage, and credit liability coverage.
RBL World Safari Credit Card:
Joining Fee: Rs.3,000 + applicable taxes
Renewal Fee: Rs. 3,000 + applicable taxes
Welcome Benefit: You get MakeMyTrip Voucher worth Rs. 3,000 as a welcome benefit on making a payment using this card within 30 days of card issuance.
Milestone Benefit: On achieving the spending limit in a year you get the following milestone benefits on RBL World Safari Credit Card;
- Enjoy 10,000 travel bonus reward points on spending Rs. 2.5 lakhs in a year.
- Enjoy 15,000 travel reward points on spending Rs. 5 lakhs in a year.
- On spending 7.5 lakhs in a year you can get a Taj Experience Gift Voucher worth Rs. 10,000.
Features & Benefits: The following are the features and benefits of the RBL World Safari Credit Card;
- The key feature of this card is zero foreign currency mark-up fee.
- You get 2 complimentary domestic lounge access every calendar year.
- You get 2 complimentary international lounge access using Priority Pass Membership.
- With this card, you can enjoy 4 complimentary golf rounds of green fees per calendar year.
Other Benefits: This travel card also covers insurance benefits up to USD 50,000 on international travel.
Standard Chartered Emirates World Credit Card:
Joining Fee: Rs. 3,000 + applicable taxes
Welcome Benefit: This card comes with a welcome benefit of 4,000 bonus miles and a renewal bonus of 1,500 skywards miles.
Features & Benefits: You can enjoy the following features and offers on Standard Chartered Emirates World Credit Card;
- You get 2 complimentary domestic and international lounge access every month on spending Rs. 10,000 in a month.
- Earn 6 skywards miles on every Rs. 150 spent on Emirates transactions.
- On all other transactions, you can earn 3 skywards miles on spending Rs.150.
- Enjoy 5% cashback on duty-free shopping of up to Rs. 1,000/month.
- Redeem your skywards miles against flight bookings and avail of other services at emirates.com.
- You get golf benefits also. Enjoy 1 free golf lesson every month and a 50% discount on all golf games.
- You get 4 complimentary green fees round per calendar year.
Other Benefits: Standard Chartered Emirates World Credit Card covers accidental air death insurance up to Rs. 1 crore.
American Express Platinum Travel Credit Card:
Joining Fee: Rs. 3,500 + applicable taxes
Renewal Fee: Rs. 5,000 + applicable taxes
Welcome Benefit: You get 10,000 American Express Membership Reward Points on spending Rs. 5,000 in the first 2 months of card issuance.
Milestone Benefit: You are entitled to 15,000 membership reward points worth Rs. 4,500 and 3,400 regular membership reward points worth Rs. 1020 on spending Rs. 1.9 lakhs in a previous year.
Spending Rs. 4 lakhs in a year can get you 25,000 Membership reward points worth Rs. 7,500, 3,600 regular membership reward points worth Rs. 1080 and Taj Stay Voucher worth Rs. 10,000.
- Enjoy 4 domestic lounge access per year, 1 each quarter.
- Enjoy 10% cashback on OnePlus devices.
- Earn 1 membership reward point for every Rs. 50 spent on this card.
- Redeem your membership reward points for shopping vouchers, Airmiles, etc.
- Enjoy a 20% discount on dining at selected partner restaurants.
- 1000 membership reward points are equivalent to Rs. 250.
Other Benefits: With American Express Platinum Travel Credit Card enjoy zero fuel surcharge at all HPCL Petrol pumps across India for transactions up to Rs. 5,000.
Axis Bank Vistara Infinite Credit Card:
Joining Fee: Rs. 10,000 + applicable taxes
Renewal Fee: Rs. 10,000 + applicable taxes
Welcome Benefit: You get a complimentary Air Vistara Business Class ticket voucher.
Milestone Benefit: On achieving a certain milestone spend limit you get;
- 10,000 bonus Club Vistara points on spending Rs. 1,00,000 within 90 days of receiving the credit card.
- 1 business class ticket on spending Rs. 2,50,000 in a year.
- 1 business class ticket on spending Rs. 5,00,000 in a year.
- 1 business class ticket on spending Rs. 7,50,000 in a year.
- 1 business class ticket on spending Rs. 12,00,000 in a year.
Features & Benefits: Features and benefits of Axis Bank Vistara Infinite Credit Card are;
- As a welcome benefit, you get a complimentary Air Vistara Business Class Ticket Voucher. You also get this ticket voucher on the payment of the renewal fee.
- You get a complimentary Club Vistara Gold membership.
- You can enjoy 6 Club Vistara Points on every Rs. 200 spent on this card.
- You get 2 complimentary access to the selected domestic lounge.
- You can enjoy up to 20% discount at partner restaurants all over India.
- You also get 6 complimentary rounds of golf.
- You can redeem your reward points against flights, class upgrades, etc.
- 1 Club Vistara point is equivalent to Re. 0.2.
Other Benefits: You can also enjoy the following benefits with this travel credit card;
- The Axis Bank Vistara Infinite Credit Card covers an Air accident up to Rs. 2.5 crores and purchase protection up to Rs. 1,00,000.
- It also covers insurance benefits for loss of travel documents, delay in check-in luggage, and loss of check-in baggage.
- This credit card also covers a zero-cost liability up to Rs. 3,00,000 in case of card loss/theft.
Bottom Line
You can vouch for a premium to a super-premium travel credit card can according to your requirements. Above given travel credit cards are the top 5 credit cards in India in 2021. HDFC Bank Diners Club Miles is the most pocket-friendly travel credit card that offers exciting offers and benefits. All of these credit cards are premium credit cards one can vouch for.
